COVID-19: We are open, in telework mode - see our COVID-19 information page.

Close Notifications


If you have a mortgage or other long-term loan, it makes sense to protect your investment. FlexOptions allows you to take care of your family’s needs in the event of death or disability. No matter where your mortgage is, you’re protected. You name your own beneficiary, who can then decide whether or not to pay off your mortgage or other financial obligations.
  • No medical exam automatically required for life insurance coverage of $999,999 or less.
  • For people aged 18—65.
  • Available as an individual or a joint policy.
  • Terms of 15, 20, or 25 years.
  • Disability insurance option providing a monthly disability income of up to $3,500 in the event of loss of work due to illness or injury.
  • Premiums remain the same for the life of the contract.
  • In most cases, no proof of mortgage is required.
  • Convertible into a permanent policy.
  • Insurance amount will never decrease below 50% of initial coverage amount.
This product contains certain limitations and exclusions.